Credit Risk Advisor : BusinessManager Solution

At Jack Henry (JH), we deliver technology solutions that are digitally transforming and empowering community banks and credit unions to provide enhanced and streamlined user experiences to their customers and members. Our best-in-class products are just the start as we lay the groundwork for the future of digital banking and payments. We hope you’ll join us. We can’t do it without you.

BusinessManager® is designed to be a self-liquidating, full-recourse Accounts Receivable (A/R) financing solution delivered using a combined software and service model. This structure combines risk-control technology with dedicated Commercial Finance expertise, empowering JH's Financial Institution (FI) Partners to target both profitability & safety across a consistently controllable portfolio.

Configuring & monitoring these controls relies heavily on the expertise and guidance of a well-seasoned Credit Risk Advisor, who recommends best-practice credit review methods, risk-mitigating monitoring measures, plus industry and software educational support for FI Partners who use JH’s BusinessManager solution to nurture a healthy A/R Finance portfolio within a traditional banking culture.

The Credit Risk Advisor also contributes significantly to internal software and skill development meetings as well as overall business strategy discussions. This position will have a salary range of $107,700-$155,200 based on experience and location.

What you’ll be responsible for:

• Providing FI guidance and educational support (credit, documentation, monitoring, regulatory) – for banking programs and related lines of business (accounts receivable financing).
• Supporting internal sales teams by providing banking and credit expertise as they work with FIs and present banking programs to small / medium sized businesses across the United States.
• Reviewing FI Partner financial portfolios for contract compliance and risk concerns.
• Analyzing data and consulting with FI stakeholders to ensure FI credit procedures apply recommended safety controls.
• Spearheading FI crisis intervention when necessary, working with FI stakeholders and counsel to mitigate potential loss.
• Advocating FI Credit and Fraud Insurance options and coverage responsibilities as appropriate.
• Managing ongoing initiatives to reinforce FI relationships and retention.
• Reporting for quarterly and annual data point management.
• Processing related Insurance Loss Claims, when necessary.
• Performing other job duties as assigned. 

What you’ll need to have:

• Bachelor’s degree in related discipline.
• At least 10 years of experience in Commercial Banking, Commercial Finance, or using the BusinessManager solution.
• Ability to qualify for Property and Casualty insurance licensing, if requested.
• Ability to travel 25% for events, meetings, and onsite consulting.

What would be nice for you to have:

• Expert knowledge of the banking and finance industry.
• Expert knowledge of credit underwriting, banking regulations, and related financial principles.
• Excellent customer service skills.
• Strong presentation skills.
• Able to compose and lead live events by conference call or at customer sites.
• Strong knowledge of credit and/or fraud insurance coverage.
• Strong knowledge of typical Office applications such as PowerPoint, Excel, and Word.
• Enthusiasm for incorporating approved AI usage into workflows.
• Able to meet aggressive deadlines.

If you got this far, we hope you're feeling excited about this opportunity. Even if you don't feel you meet every single requirement on this posting, we still encourage you to apply. We're eager to meet motivated people who align with Jack Henry’s mission and can contribute to our company in a variety of ways.

Why Jack Henry?

At Jack Henry, we pride ourselves through our motto of, "Do the right thing, do whatever it takes, and have fun." We recognize the value of our associates and believe much of our company’s strength and success depends on their well-being.

We demonstrate our commitment by offering outstanding benefit programs to ensure the physical, mental & financial wellbeing of our people is always met.

Culture of Commitment 

Ask our associates why they love Jack Henry, and many will tell you it is because our culture is exceptional. We do great things together. Rising to meet challenges and seeking opportunities is part of who we are as an organization. Our culture has helped us stay strong through challenging times and we credit our dedicated associates for our success. Visit our Corporate Responsibility site to learn more about our culture and commitment to our people, customers, community, environment, and shareholders.

Equal Employment Opportunity 

At Jack Henry, we know we are better together. We value, respect, and protect the uniqueness each of us brings. Innovation flourishes by including all voices and makes our business—and our society—stronger. Jack Henry is an equal opportunity employer and we are committed to providing equal opportunity in all of our employment practices, including selection, hiring, performance management, promotion, transfer, compensation, benefits, education, training, social, and recreational activities to all persons regardless of race, religious creed, color, national origin, ancestry, physical disability, mental disability, genetic information, pregnancy, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, and military and veteran status, or any other protected status protected by local, state or federal law.

No one will be subject to, and Jack Henry prohibits, any form of discipline, reprisal, intimidation, or retaliation for good faith reports or complaints of incidents of discrimination of any kind, pursuing any discrimination claim, or cooperating in related investigations.

Requests for full corporate job description may be requested through the interview process at any time.